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New or Used, private or dealer
We'll Find You The Best Rate

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Please select a loan type below:

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why choose us ?


We Are Loans give you the power to move forward, not hold you back

Low rate loans

We compare hundreds of products from a wide range of lenders in order to find the ideal finance option for your situation.

Fixed interest rates

We also have the option of fixed interest rate loans, making budget planning easy and giving you the peace of mind you deserve.

Professional service

We Are Loans finance professionals have years of experience in finding the ideal lending solution for all of our clients.

Apply online

Apply online – only takes 2 minutes or less to complete. Then a member of the team will be in touch to discuss your options.

No surprise fees

No hidden extras, no unwanted surprises. We are always upfront with our customers.

Quality lenders

We Are Loans has access to a panel of Australia’s top lenders, so we can find the ideal loan for you.

our top trusted lending partners


We only do business with Australia’s top lenders

ANZ bankANZ
My Loan ElectMyLoan Elect
WestpacWestpac
St GeorgeSt George
Bank of QueenslandBank of Queensland
Capital FinanceCapital Finance
Liberty FinancialLiberty Financial
AllianzAllianz
see all lenders

what people are saying


here’s what our customers had to say

Mazda

Hi William,

Thank you for your swift action and assistance on my application, the loan amount has been placed in my account overnight.

So a big thank you to you and your colleagues at Latitude. The professionalism and customer care is appreciated and will be remembered into the future! Thank’s again.


 

House

I had such a great experience with the We are Loans Team – from the moment I met with them I felt confident that they had my families best interests in mind when applying for a home loan. Not only were they really friendly and accessible, they proved to be understanding and accommodating to our needs. They were went above and beyond to make sure we got the best deal possible. Thank you!


Rebecca H

Mitsubishi

“I recently applied with We Are Loan for a car loan, my customer service officer was William, I must say I was most impressed. He was quick to reply with any of my questions, he took care of everything and kept me informed.

The service he offered was excellent. I have used We Are Loans in the past and I am glad I returned again this time. I have already sent referrel to William family & friends.

I have also given your company a 5 star rating on Facebook. I’m one very happy customer and thought you might like to know.”


Geana Smith

Ford

“Extremely professional and friendly. Approval was in less than 1 hour and settlement was the next day. The We Are Loans team knew I was on a time frame to get the car for my wife for our anniversary and he acted quick. Most seamless finance transaction I’ve ever experienced. I will be using We Are Loans for trucks I’m looking to purchase in the near future”


Danny A
Ford Ranger

home loanchoose from 30 lenders

We Are Loans searches the best rate for you.

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faq’s


Simple answers to common questions

  • How can I apply for a loan?

    You can start your application by getting a free, no-obligation quote. One of our friendly financial professionals will contact you and guide you through the process.

  • How long does the process take?

    For car loans, we can approve finance within 24 hours. For home loans, the process is a little longer but we will always work hard to ensure it’s done in a timely manner. Our consultants are standing by.

  • Can I still get a loan if I am self-employed?

    YES! We offer a wide range of competitive options for the self-employed and solo entrepreneur. Ask about our low doc finance options.

  • Can I pay out my loan early?

    YES! Many of our loans give you the options to pay your loan off before the term is up. Speak to one of our finance professionals to tailor a solution for you.

We Are Loans

Barbagallo Financial Services Pty Ltd trading as We Are Loans
Copyright © 2018 We Are Loans
Australian Credit Licence Number 373552
ABN 21 113 152793

What you need to know: Terms and conditions, fees and charges, normal lending criteria apply. Smart Finance Variable Owner Occupied Home Loan Variable Interest rate is 3.69% (comparison rate 4.03%), correct as at 13th March 2017. Offer ends 30th April 2017, or may be withdrawn at any time. Valid for loan amounts > $500,000 and up to 80% LVR. Ongoing fee of $299 and $300 valuation fee. Other fees and charges may apply. Maximum LVR < 80%. +Comparison rates above are based on a home loan of $150,000 for 25 years. WARNING: This Comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Australian Credit License Number 373552.

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1300 WELOAN
(1300 935 626)